Business Description

Nation's Leading Commercial Insurance Agency
Insurance is Downside Protection
Elemental Risk Management strategizes, designs, and develops business insurance solutions that help business owners protect assets and mitigate risk. We provide Workers' Comp, Commercial Auto, General Liability & More!
PROTECT YOUR BUSINESS
Partner with Trusted Commercial Insurance Experts
Let’s proactively manage your risk
Elemental Risk Management is a business insurance agency in Albuquerque, New Mexico that strategizes, designs, and develops commercial insurance solutions for small businesses throughout the United States. Regardless of your industry, you’ll receive reliable insurance coverage from risk management experts. With our help, your business will grow while avoiding the expected (and unexpected) risks associated with running a business.
With ERM, you’ll proactively manage risk instead of reacting to it.
Meet Elemental Risk Management
Manage Your Business Risk
Protecting Your Peace Of Mind
Different businesses face different kinds of risks. ERM will work closely with you to determine the coverage your company needs. With our seasoned consultants, your business will meet mandatory insurance coverage in New Mexico, Texas, or Utah, plus get plans that give your company adequate protection.
Explore our commercial insurance solutions.
Our Vision
To be the trusted team for developing risk-mitigating solutions that help our clients best achieve their goals.
We provide commercial insurance with a consultative approach. In an era of one-size-fits-all insurance programs, ERM strives to be proactive and responsive. As a progressive agency, we customize our offerings based on our client’s unique business needs and challenges. The result is an agile, adaptable approach to commercial insurance that evolves and adapts based on an organization’s growth goals and risk tolerance.
As one of Albuquerque’s premier commercial insurance providers, ERM excels at developing the best business insurance available for New Mexico businesses. ERM ensures every customer has the right coverage, and we offer insurance coverage and risk management assessments for Employment Liability, Cyber Liability, Directors & Officer Liability, and much more. We also help our clients analyze risk, manage claims, review policies, and adopt commercial insurance solutions that are affordable and scalable.
We were founded with three core business principles:
Education: We make sure our clients have all the information they need to make informed decisions.
Loyalty: Your success is our success. We see our clients as our partners and strive to nurture and grow strong relationships with our customers.
Integrity: We prioritize our relations with our customers and leverage our expertise to develop a personal understanding of the individual needs of all our clients.
What makes Elemental Risk Management stand out from the pack? We believe it’s a combination of expertise and collaboration. We prioritize our clients and focus on their needs, not our bottom line. By providing customized commercial solutions, we help our clients protect their assets and grow their business.
Dax Kastrin
AAI, AINS, Founder/Agent
For over a decade, ERM founder Dax Kastrin has had a passion for providing excellence in the commercial insurance industry.
FULL BIO
Our Mission is to understand and passionately protect our clients’ interests and assets, support their future, overcome obstacles, and improve their overall experience.
Our Vision is to be the trusted team for protecting our clients’ business against the inherent risk of business and provide solutions that help manage their risk with a long-term outlook.
Our Value is in the mutually loyal relationships we develop, the integrity with which we operate, and the solutions we provide helping our clients’ through times of crisis.

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